Call reports 2016
PREMIER BANK, INC. — 2016
What PREMIER BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,103,831,000 | 1,095,126,000 | 1,093,655,000 | 1,075,790,000 |
| Total loans | 732,189,000 | 756,387,000 | 761,347,000 | 747,602,000 |
| Allowance for loan losses | 7,463,000 | 8,223,000 | 8,247,000 | 8,322,000 |
| Securities available for sale | 202,164,000 | 202,057,000 | 194,538,000 | 186,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,768,000 | 940,494,000 | 940,502,000 | 930,303,000 |
| Interest-bearing deposits | 724,581,000 | 709,378,000 | 700,838,000 | 689,256,000 |
| Noninterest-bearing deposits | 226,187,000 | 231,116,000 | 239,664,000 | 241,047,000 |
| Equity capital | 135,627,000 | 136,502,000 | 137,207,000 | 134,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,547,000 | 21,452,000 | 32,411,000 | 43,093,000 |
| Interest expense | 779,000 | 1,575,000 | 2,325,000 | 3,067,000 |
| Net interest income | 9,768,000 | 19,877,000 | 30,086,000 | 40,026,000 |
| Noninterest income | 1,206,000 | 2,487,000 | 3,519,000 | 4,668,000 |
| Noninterest expense | 7,127,000 | 14,758,000 | 21,863,000 | 28,633,000 |
| Provision for loan losses | 177,000 | 854,000 | 1,031,000 | 1,208,000 |
| Pretax income | 3,674,000 | 6,756,000 | 10,715,000 | 14,857,000 |
| Income tax | 1,252,000 | 2,389,000 | 3,782,000 | 5,322,000 |
| Net income | 2,422,000 | 4,367,000 | 6,933,000 | 9,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,696,000 | 109,986,000 | 110,851,000 | 111,538,000 |
| Total capital | 116,159,000 | 118,209,000 | 119,098,000 | 119,860,000 |
| Risk-weighted assets | 759,991,000 | 783,273,000 | 792,850,000 | 783,995,000 |