Call reports 2015
PREMIER BANK, INC. — 2015
What PREMIER BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 880,024,000 | 853,888,000 | 877,582,000 | 849,582,000 |
| Total loans | 634,356,000 | 636,137,000 | 613,952,000 | 609,414,000 |
| Allowance for loan losses | 7,916,000 | 8,312,000 | 7,455,000 | 7,314,000 |
| Securities available for sale | 127,333,000 | 121,243,000 | 121,566,000 | 137,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,060,000 | 738,766,000 | 757,051,000 | 731,151,000 |
| Interest-bearing deposits | 567,435,000 | 554,964,000 | 554,339,000 | 531,757,000 |
| Noninterest-bearing deposits | 190,625,000 | 183,802,000 | 202,712,000 | 199,394,000 |
| Equity capital | 108,835,000 | 107,121,000 | 107,889,000 | 106,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,454,000 | 18,817,000 | 28,970,000 | 38,075,000 |
| Interest expense | 686,000 | 1,340,000 | 1,967,000 | 2,563,000 |
| Net interest income | 8,768,000 | 17,477,000 | 27,003,000 | 35,512,000 |
| Noninterest income | 933,000 | 1,879,000 | 2,546,000 | 3,434,000 |
| Noninterest expense | 5,565,000 | 11,321,000 | 16,985,000 | 22,598,000 |
| Provision for loan losses | 179,000 | -102,000 | 192,000 | 236,000 |
| Pretax income | 3,957,000 | 8,137,000 | 12,372,000 | 16,112,000 |
| Income tax | 1,384,000 | 2,862,000 | 4,393,000 | 5,738,000 |
| Net income | 2,573,000 | 5,275,000 | 7,979,000 | 10,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,020,000 | 85,773,000 | 86,318,000 | 86,062,000 |
| Total capital | 94,936,000 | 93,981,000 | 93,773,000 | 93,376,000 |
| Risk-weighted assets | 643,543,000 | 656,563,000 | 627,251,000 | 618,684,000 |