Call reports 2014
PREMIER BANK, INC. — 2014
What PREMIER BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 741,950,000 | 896,717,000 | 880,948,000 | 873,908,000 |
| Total loans | 513,292,000 | 604,672,000 | 614,420,000 | 636,098,000 |
| Allowance for loan losses | 7,769,000 | 7,465,000 | 7,786,000 | 7,926,000 |
| Securities available for sale | 118,827,000 | 160,451,000 | 154,759,000 | 135,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,053,000 | 778,907,000 | 761,040,000 | 755,582,000 |
| Interest-bearing deposits | 480,768,000 | 585,440,000 | 580,260,000 | 564,101,000 |
| Noninterest-bearing deposits | 144,285,000 | 193,467,000 | 180,780,000 | 191,481,000 |
| Equity capital | 107,925,000 | 108,545,000 | 108,812,000 | 107,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,383,000 | 18,686,000 | 28,617,000 | 38,382,000 |
| Interest expense | 635,000 | 1,354,000 | 2,070,000 | 2,769,000 |
| Net interest income | 8,748,000 | 17,332,000 | 26,547,000 | 35,613,000 |
| Noninterest income | 771,000 | 1,716,000 | 2,629,000 | 3,680,000 |
| Noninterest expense | 5,149,000 | 11,325,000 | 16,871,000 | 22,788,000 |
| Provision for loan losses | -145,000 | -207,000 | 309,000 | 576,000 |
| Pretax income | 4,515,000 | 7,930,000 | 11,996,000 | 15,930,000 |
| Income tax | 1,621,000 | 2,843,000 | 4,331,000 | 5,674,000 |
| Net income | 2,894,000 | 5,087,000 | 7,665,000 | 10,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,647,000 | 85,969,000 | 86,222,000 | 85,203,000 |
| Total capital | 96,949,000 | 93,263,000 | 93,625,000 | 92,854,000 |
| Risk-weighted assets | 502,723,000 | 583,388,000 | 591,884,000 | 611,783,000 |