Call reports 2012
PREMIER BANK, INC. — 2012
What PREMIER BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 755,659,000 | 751,013,000 | 748,939,000 | 738,858,000 |
| Total loans | 452,439,000 | 448,617,000 | 465,655,000 | 483,240,000 |
| Allowance for loan losses | 7,283,000 | 6,788,000 | 7,441,000 | 8,539,000 |
| Securities available for sale | 181,651,000 | 181,079,000 | 179,672,000 | 170,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,954,000 | 633,264,000 | 623,261,000 | 611,164,000 |
| Interest-bearing deposits | 497,640,000 | 492,732,000 | 488,673,000 | 473,494,000 |
| Noninterest-bearing deposits | 139,314,000 | 140,532,000 | 134,588,000 | 137,670,000 |
| Equity capital | 108,260,000 | 108,968,000 | 104,652,000 | 105,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,453,000 | 17,425,000 | 26,058,000 | 34,093,000 |
| Interest expense | 1,101,000 | 2,073,000 | 2,995,000 | 3,831,000 |
| Net interest income | 8,352,000 | 15,352,000 | 23,063,000 | 30,262,000 |
| Noninterest income | 861,000 | 1,834,000 | 2,798,000 | 5,302,000 |
| Noninterest expense | 5,409,000 | 10,484,000 | 15,559,000 | 20,146,000 |
| Provision for loan losses | 615,000 | 1,230,000 | 2,445,000 | 3,610,000 |
| Pretax income | 3,189,000 | 5,472,000 | 8,130,000 | 12,353,000 |
| Income tax | 1,173,000 | 1,926,000 | 2,929,000 | 4,485,000 |
| Net income | 2,016,000 | 3,546,000 | 5,201,000 | 7,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,303,000 | 87,261,000 | 82,809,000 | 85,060,000 |
| Total capital | 91,940,000 | 92,794,000 | 88,574,000 | 90,977,000 |
| Risk-weighted assets | 452,579,000 | 444,969,000 | 459,484,000 | 470,732,000 |