Call reports 2011
PREMIER BANK, INC. — 2011
What PREMIER BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 183,739,000 | 767,654,000 | 769,091,000 | 750,094,000 |
| Total loans | 74,069,000 | 471,829,000 | 456,925,000 | 461,718,000 |
| Allowance for loan losses | 1,007,000 | 7,367,000 | 8,161,000 | 6,833,000 |
| Securities available for sale | 63,435,000 | 195,489,000 | 183,258,000 | 176,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,186,000 | 638,936,000 | 638,221,000 | 622,093,000 |
| Interest-bearing deposits | 128,032,000 | 502,389,000 | 497,824,000 | 483,750,000 |
| Noninterest-bearing deposits | 27,154,000 | 136,547,000 | 140,397,000 | 138,343,000 |
| Equity capital | 25,447,000 | 106,239,000 | 107,691,000 | 107,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 18,199,000 | 27,256,000 | 35,931,000 |
| Interest expense | 207,000 | 2,686,000 | 3,919,000 | 5,083,000 |
| Net interest income | 1,448,000 | 15,513,000 | 23,337,000 | 30,848,000 |
| Noninterest income | 200,000 | 1,870,000 | 2,563,000 | 4,261,000 |
| Noninterest expense | 1,014,000 | 12,281,000 | 18,250,000 | 24,065,000 |
| Provision for loan losses | 30,000 | 1,330,000 | 2,175,000 | 2,520,000 |
| Pretax income | 604,000 | 3,772,000 | 5,475,000 | 8,524,000 |
| Income tax | 212,000 | 1,332,000 | 1,919,000 | 3,047,000 |
| Net income | 392,000 | 2,440,000 | 3,556,000 | 5,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,415,000 | 81,804,000 | 83,231,000 | 82,645,000 |
| Total capital | 20,284,000 | 87,595,000 | 88,917,000 | 88,431,000 |
| Risk-weighted assets | 69,391,000 | 462,014,000 | 453,474,000 | 461,800,000 |