Call reports 2010
PREMIER BANK, INC. — 2010
What PREMIER BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 177,198,000 | 171,705,000 | 178,902,000 | 171,721,000 |
| Total loans | 79,721,000 | 82,436,000 | 80,037,000 | 78,074,000 |
| Allowance for loan losses | 1,044,000 | 1,038,000 | 1,004,000 | 1,024,000 |
| Securities available for sale | 63,823,000 | 65,216,000 | 64,950,000 | 61,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,003,000 | 142,539,000 | 149,416,000 | 143,863,000 |
| Interest-bearing deposits | 122,363,000 | 116,981,000 | 125,441,000 | 119,262,000 |
| Noninterest-bearing deposits | 24,640,000 | 25,558,000 | 23,976,000 | 24,601,000 |
| Equity capital | 25,697,000 | 25,918,000 | 26,167,000 | 25,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,481,000 | 5,274,000 | 7,007,000 |
| Interest expense | 317,000 | 621,000 | 898,000 | 1,130,000 |
| Net interest income | 1,421,000 | 2,860,000 | 4,376,000 | 5,877,000 |
| Noninterest income | 198,000 | 400,000 | 617,000 | 808,000 |
| Noninterest expense | 902,000 | 1,846,000 | 2,753,000 | 3,715,000 |
| Provision for loan losses | 15,000 | 60,000 | 150,000 | 165,000 |
| Pretax income | 702,000 | 1,354,000 | 2,090,000 | 2,805,000 |
| Income tax | 246,000 | 693,000 | 952,000 | 1,203,000 |
| Net income | 456,000 | 661,000 | 1,138,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,518,000 | 18,676,000 | 19,045,000 | 19,226,000 |
| Total capital | 19,521,000 | 19,709,000 | 20,022,000 | 20,138,000 |
| Risk-weighted assets | 80,195,000 | 83,250,000 | 78,144,000 | 72,656,000 |