Call reports 2002
PREMIER BANK, INC. — 2002
What PREMIER BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 160,785,000 | 158,849,000 | 164,658,000 | 159,477,000 |
| Total loans | 83,487,000 | 82,931,000 | 82,189,000 | 82,238,000 |
| Allowance for loan losses | 1,025,000 | 1,035,000 | 1,101,000 | 1,079,000 |
| Securities available for sale | 47,555,000 | 45,079,000 | 47,144,000 | 53,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,923,000 | 135,590,000 | 140,949,000 | 135,496,000 |
| Interest-bearing deposits | 121,605,000 | 117,002,000 | 124,545,000 | 117,169,000 |
| Noninterest-bearing deposits | 16,318,000 | 18,589,000 | 16,404,000 | 18,327,000 |
| Equity capital | 22,341,000 | 22,901,000 | 23,221,000 | 23,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,209,000 | 4,424,000 | 6,563,000 | 8,648,000 |
| Interest expense | 761,000 | 1,508,000 | 2,163,000 | 2,754,000 |
| Net interest income | 1,448,000 | 2,916,000 | 4,400,000 | 5,894,000 |
| Noninterest income | 127,000 | 238,000 | 351,000 | 485,000 |
| Noninterest expense | 940,000 | 1,895,000 | 2,464,000 | 3,301,000 |
| Provision for loan losses | 59,000 | 81,000 | 132,000 | 149,000 |
| Pretax income | 576,000 | 1,178,000 | 2,155,000 | 2,929,000 |
| Income tax | 210,000 | 428,000 | 787,000 | 1,058,000 |
| Net income | 366,000 | 750,000 | 1,368,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,867,000 | 14,301,000 | 14,352,000 | 14,556,000 |
| Total capital | 14,892,000 | 15,336,000 | 15,453,000 | 15,635,000 |
| Risk-weighted assets | 90,649,000 | 88,453,000 | 89,296,000 | 88,924,000 |