Call reports 2001
PREMIER BANK, INC. — 2001
What PREMIER BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 151,798,000 | 148,275,000 | 160,730,000 | 154,756,000 |
| Total loans | 79,812,000 | 81,577,000 | 81,403,000 | 81,477,000 |
| Allowance for loan losses | 958,000 | 979,000 | 977,000 | 978,000 |
| Securities available for sale | 38,920,000 | 41,391,000 | 46,768,000 | 53,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,895,000 | 126,270,000 | 138,205,000 | 132,095,000 |
| Interest-bearing deposits | 115,157,000 | 115,592,000 | 125,772,000 | 120,341,000 |
| Noninterest-bearing deposits | 10,738,000 | 10,678,000 | 12,433,000 | 11,754,000 |
| Equity capital | 21,359,000 | 21,623,000 | 22,180,000 | 22,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,566,000 | 4,991,000 | 7,424,000 | 9,720,000 |
| Interest expense | 1,298,000 | 2,480,000 | 3,533,000 | 4,429,000 |
| Net interest income | 1,268,000 | 2,511,000 | 3,891,000 | 5,291,000 |
| Noninterest income | 106,000 | 226,000 | 341,000 | 433,000 |
| Noninterest expense | 895,000 | 1,781,000 | 2,732,000 | 3,717,000 |
| Provision for loan losses | 67,000 | 102,000 | 178,000 | 257,000 |
| Pretax income | 412,000 | 854,000 | 1,322,000 | 1,750,000 |
| Income tax | 151,000 | 318,000 | 490,000 | 650,000 |
| Net income | 261,000 | 536,000 | 832,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,247,000 | 12,656,000 | 13,083,000 | 13,485,000 |
| Total capital | 13,205,000 | 13,635,000 | 14,060,000 | 14,463,000 |
| Risk-weighted assets | 80,384,000 | 86,417,000 | 88,095,000 | 87,762,000 |