Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 15,930,000 | USD | evidence → |
| Total loans | 11,659,000 | USD | evidence → |
| Allowance for loan losses | 287,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 14,261,000 | USD | evidence → |
| Interest-bearing deposits | 9,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,329,000 | USD | evidence → |
| Equity capital | 1,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,109,000 | USD | evidence → |
| Interest expense | 420,000 | USD | evidence → |
| Net interest income | 689,000 | USD | evidence → |
| Noninterest income | 101,000 | USD | evidence → |
| Noninterest expense | 562,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 201,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 194,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,608,000 | USD | evidence → |
| Total capital | 1,768,000 | USD | evidence → |
| Risk-weighted assets | 12,703,000 | USD | evidence → |