Call reports 2001
KENTUCKY NEIGHBORHOOD BANK — 2001
What KENTUCKY NEIGHBORHOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,385,000 | 74,754,000 | 74,563,000 | 76,870,000 |
| Total loans | 64,424,000 | 63,245,000 | 63,990,000 | 66,667,000 |
| Allowance for loan losses | 644,000 | 697,000 | 738,000 | 707,000 |
| Securities available for sale | 3,050,000 | 2,545,000 | 3,073,000 | 3,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,487,000 | 61,512,000 | 61,060,000 | 60,185,000 |
| Interest-bearing deposits | 55,889,000 | 55,132,000 | 54,706,000 | 52,215,000 |
| Noninterest-bearing deposits | 5,598,000 | 6,380,000 | 6,354,000 | 7,970,000 |
| Equity capital | 6,049,000 | 6,250,000 | 6,426,000 | 6,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,230,000 | 4,843,000 | 6,472,000 |
| Interest expense | 899,000 | 1,815,000 | 2,685,000 | 3,483,000 |
| Net interest income | 653,000 | 1,415,000 | 2,158,000 | 2,989,000 |
| Noninterest income | 98,000 | 254,000 | 415,000 | 606,000 |
| Noninterest expense | 585,000 | 1,145,000 | 1,767,000 | 2,373,000 |
| Provision for loan losses | 45,000 | 91,000 | 137,000 | 183,000 |
| Pretax income | 121,000 | 433,000 | 669,000 | 1,039,000 |
| Income tax | 41,000 | 149,000 | 227,000 | 356,000 |
| Net income | 80,000 | 284,000 | 442,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,016,000 | 6,220,000 | 6,376,000 | 6,620,000 |
| Total capital | 6,660,000 | 6,883,000 | 7,039,000 | 7,315,000 |
| Risk-weighted assets | 52,279,000 | 53,017,000 | 52,991,000 | 55,625,000 |