Call reports 2007
UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION — 2007
What UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,450,875,000 | 10,672,482,000 | 13,012,016,000 | 13,149,170,000 |
| Total loans | 7,090,247,000 | 7,253,951,000 | 7,189,546,000 | 7,244,812,000 |
| Allowance for loan losses | 25,914,000 | 25,365,000 | 25,283,000 | 544,000 |
| Securities available for sale | 2,487,113,000 | 2,344,938,000 | 53,508,000 | 74,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,363,591,000 | 8,543,288,000 | 7,176,417,000 | 7,863,211,000 |
| Interest-bearing deposits | 7,852,143,000 | 7,946,369,000 | 6,621,541,000 | 7,116,041,000 |
| Noninterest-bearing deposits | 511,448,000 | 596,919,000 | 554,876,000 | 747,170,000 |
| Equity capital | 1,241,466,000 | 1,210,804,000 | 3,694,878,000 | 3,741,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 139,887,000 | 278,907,000 | 138,601,000 | 288,374,000 |
| Interest expense | 84,818,000 | 173,931,000 | 78,234,000 | 167,501,000 |
| Net interest income | 55,069,000 | 104,976,000 | 60,367,000 | 120,873,000 |
| Noninterest income | 164,390,000 | 330,906,000 | 116,933,000 | 281,255,000 |
| Noninterest expense | 173,129,000 | 349,111,000 | 183,732,000 | 360,054,000 |
| Provision for loan losses | 0 | 0 | 0 | -23,758,000 |
| Pretax income | 46,353,000 | 86,794,000 | -6,432,000 | 65,832,000 |
| Income tax | 17,425,000 | 32,140,000 | -2,428,000 | 24,785,000 |
| Net income | 28,928,000 | 54,654,000 | -4,004,000 | 41,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 750,969,000 | 730,206,000 | 1,273,230,000 | 1,316,521,000 |
| Total capital | 776,883,000 | 755,571,000 | 1,298,513,000 | 1,317,065,000 |
| Risk-weighted assets | 6,100,918,000 | 6,272,907,000 | 7,362,906,000 | 7,439,950,000 |