Call reports 2006
UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION — 2006
What UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,444,794,000 | 10,426,963,000 | 11,115,945,000 | 11,115,316,000 |
| Total loans | 6,626,403,000 | 6,807,846,000 | 6,913,147,000 | 7,115,466,000 |
| Allowance for loan losses | 25,935,000 | 25,943,000 | 25,956,000 | 25,912,000 |
| Securities available for sale | 2,825,816,000 | 2,618,749,000 | 2,791,062,000 | 2,582,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,764,146,000 | 6,941,166,000 | 8,497,759,000 | 9,250,652,000 |
| Interest-bearing deposits | 7,079,318,000 | 6,320,122,000 | 7,932,875,000 | 8,480,248,000 |
| Noninterest-bearing deposits | 684,828,000 | 621,044,000 | 564,884,000 | 770,404,000 |
| Equity capital | 1,234,233,000 | 1,255,221,000 | 1,279,993,000 | 1,226,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 124,242,000 | 253,469,000 | 389,595,000 | 536,603,000 |
| Interest expense | 63,497,000 | 135,014,000 | 217,111,000 | 311,202,000 |
| Net interest income | 60,745,000 | 118,455,000 | 172,484,000 | 225,401,000 |
| Noninterest income | 163,737,000 | 321,912,000 | 490,815,000 | 660,790,000 |
| Noninterest expense | 179,336,000 | 355,427,000 | 522,588,000 | 691,842,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 44,846,000 | 84,640,000 | 140,411,000 | 194,049,000 |
| Income tax | 16,822,000 | 30,970,000 | 50,970,000 | 72,494,000 |
| Net income | 28,024,000 | 53,670,000 | 89,441,000 | 121,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 723,711,000 | 754,496,000 | 780,173,000 | 734,598,000 |
| Total capital | 749,646,000 | 780,439,000 | 806,129,000 | 760,510,000 |
| Risk-weighted assets | 5,643,879,000 | 5,846,736,000 | 6,105,291,000 | 6,288,248,000 |