Call reports 2001
UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION — 2001
What UNITED STATES TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,988,324,000 | 4,280,407,000 | 5,135,711,000 | 5,835,025,000 |
| Total loans | 2,866,204,000 | 3,174,961,000 | 3,503,110,000 | 3,677,732,000 |
| Allowance for loan losses | 17,858,000 | 17,815,000 | 17,928,000 | 18,028,000 |
| Securities available for sale | 655,828,000 | 668,602,000 | 698,778,000 | 654,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,974,381,000 | 2,979,139,000 | 3,187,520,000 | 4,143,577,000 |
| Interest-bearing deposits | 2,338,442,000 | 2,057,757,000 | 2,238,165,000 | 2,887,508,000 |
| Noninterest-bearing deposits | 635,939,000 | 921,382,000 | 949,355,000 | 1,256,069,000 |
| Equity capital | 329,157,000 | 430,429,000 | 318,703,000 | 306,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 67,009,000 | 131,547,000 | 198,566,000 | 267,844,000 |
| Interest expense | 35,042,000 | 64,954,000 | 94,580,000 | 122,885,000 |
| Net interest income | 31,967,000 | 66,593,000 | 103,986,000 | 144,959,000 |
| Noninterest income | 74,969,000 | 140,978,000 | 193,772,000 | 245,471,000 |
| Noninterest expense | 92,977,000 | 202,521,000 | 299,125,000 | 418,621,000 |
| Provision for loan losses | 0 | -56,000 | -21,000 | -27,000 |
| Pretax income | 14,822,000 | 6,491,000 | 39,000 | -26,423,000 |
| Income tax | 4,746,000 | 205,000 | -6,342,000 | -19,282,000 |
| Net income | 10,076,000 | 108,081,000 | 108,176,000 | 94,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 330,659,000 | 429,065,000 | 332,642,000 | 319,327,000 |
| Total capital | 348,517,000 | 446,880,000 | 350,717,000 | 337,355,000 |
| Risk-weighted assets | 2,229,085,000 | 2,359,377,000 | 2,661,069,000 | 2,845,569,000 |