Call reports 2005
OLD MISSION BANK — 2005
What OLD MISSION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,373,000 | 72,091,000 | 73,457,000 | 74,510,000 |
| Total loans | 50,655,000 | 51,578,000 | 51,714,000 | 52,751,000 |
| Allowance for loan losses | 748,000 | 775,000 | 792,000 | 787,000 |
| Securities available for sale | 16,152,000 | 16,277,000 | 16,591,000 | 17,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,332,000 | 62,727,000 | 64,799,000 | 63,299,000 |
| Interest-bearing deposits | 57,185,000 | 55,362,000 | 58,091,000 | 57,461,000 |
| Noninterest-bearing deposits | 5,147,000 | 7,365,000 | 6,708,000 | 5,838,000 |
| Equity capital | 6,710,000 | 6,950,000 | 7,056,000 | 7,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,195,000 | 3,344,000 | 4,523,000 |
| Interest expense | 374,000 | 789,000 | 1,230,000 | 1,709,000 |
| Net interest income | 689,000 | 1,406,000 | 2,114,000 | 2,814,000 |
| Noninterest income | 132,000 | 279,000 | 402,000 | 519,000 |
| Noninterest expense | 613,000 | 1,214,000 | 1,804,000 | 2,378,000 |
| Provision for loan losses | 9,000 | 36,000 | 54,000 | 54,000 |
| Pretax income | 201,000 | 438,000 | 662,000 | 905,000 |
| Income tax | 54,000 | 117,000 | 176,000 | 238,000 |
| Net income | 147,000 | 321,000 | 486,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,811,000 | 6,935,000 | 7,142,000 | 7,283,000 |
| Total capital | 7,462,000 | 7,589,000 | 7,747,000 | 7,939,000 |
| Risk-weighted assets | 51,969,000 | 52,161,000 | 48,194,000 | 52,342,000 |