Call reports 2004
OLD MISSION BANK — 2004
What OLD MISSION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,111,000 | 64,166,000 | 67,264,000 | 70,146,000 |
| Total loans | 45,546,000 | 46,013,000 | 48,865,000 | 50,286,000 |
| Allowance for loan losses | 680,000 | 706,000 | 736,000 | 739,000 |
| Securities available for sale | 14,787,000 | 13,285,000 | 11,983,000 | 15,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,913,000 | 56,175,000 | 57,851,000 | 58,063,000 |
| Interest-bearing deposits | 51,837,000 | 49,742,000 | 50,396,000 | 52,196,000 |
| Noninterest-bearing deposits | 5,076,000 | 6,433,000 | 7,455,000 | 5,867,000 |
| Equity capital | 6,425,000 | 6,327,000 | 6,605,000 | 6,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,910,000 | 2,894,000 | 3,920,000 |
| Interest expense | 317,000 | 611,000 | 906,000 | 1,242,000 |
| Net interest income | 632,000 | 1,299,000 | 1,988,000 | 2,678,000 |
| Noninterest income | 128,000 | 255,000 | 387,000 | 514,000 |
| Noninterest expense | 511,000 | 1,056,000 | 1,623,000 | 2,205,000 |
| Provision for loan losses | 34,000 | 59,000 | 66,000 | 66,000 |
| Pretax income | 217,000 | 449,000 | 700,000 | 935,000 |
| Income tax | 61,000 | 136,000 | 211,000 | 279,000 |
| Net income | 156,000 | 313,000 | 489,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,164,000 | 6,321,000 | 6,497,000 | 6,664,000 |
| Total capital | 6,757,000 | 6,914,000 | 7,115,000 | 7,298,000 |
| Risk-weighted assets | 47,371,000 | 47,319,000 | 49,312,000 | 50,618,000 |