Call reports 2003
OLD MISSION BANK — 2003
What OLD MISSION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,975,000 | 62,238,000 | 64,286,000 | 65,565,000 |
| Total loans | 43,140,000 | 45,202,000 | 45,102,000 | 45,563,000 |
| Allowance for loan losses | 651,000 | 612,000 | 652,000 | 646,000 |
| Securities available for sale | 13,600,000 | 12,130,000 | 13,114,000 | 15,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,145,000 | 52,962,000 | 56,288,000 | 56,344,000 |
| Interest-bearing deposits | 49,010,000 | 46,746,000 | 50,209,000 | 51,280,000 |
| Noninterest-bearing deposits | 5,135,000 | 6,216,000 | 6,079,000 | 5,064,000 |
| Equity capital | 5,640,000 | 5,982,000 | 6,057,000 | 6,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,924,000 | 2,888,000 | 3,856,000 |
| Interest expense | 371,000 | 743,000 | 1,104,000 | 1,445,000 |
| Net interest income | 583,000 | 1,181,000 | 1,784,000 | 2,411,000 |
| Noninterest income | 185,000 | 512,000 | 687,000 | 830,000 |
| Noninterest expense | 476,000 | 953,000 | 1,462,000 | 1,988,000 |
| Provision for loan losses | 46,000 | 80,000 | 114,000 | 148,000 |
| Pretax income | 250,000 | 685,000 | 923,000 | 1,135,000 |
| Income tax | 79,000 | 222,000 | 296,000 | 360,000 |
| Net income | 171,000 | 463,000 | 627,000 | 775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,413,000 | 5,699,000 | 5,861,000 | 6,008,000 |
| Total capital | 5,944,000 | 6,255,000 | 6,423,000 | 6,593,000 |
| Risk-weighted assets | 42,794,000 | 44,459,000 | 44,831,000 | 46,766,000 |