Call reports 2024
BANKSTAR FINANCIAL — 2024
What BANKSTAR FINANCIAL reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 304,193,000 | 310,719,000 | 328,972,000 | 328,522,000 |
| Total loans | 237,318,000 | 245,099,000 | 252,795,000 | 256,309,000 |
| Allowance for loan losses | 2,394,000 | 2,471,000 | 2,542,000 | 2,504,000 |
| Securities available for sale | 37,547,000 | 36,887,000 | 35,181,000 | 35,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,350,000 | 244,774,000 | 264,234,000 | 263,626,000 |
| Interest-bearing deposits | 172,237,000 | 195,278,000 | 214,302,000 | 208,243,000 |
| Noninterest-bearing deposits | 70,113,000 | 49,496,000 | 49,932,000 | 55,383,000 |
| Equity capital | 21,678,000 | 25,549,000 | 27,587,000 | 27,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,052,000 | 8,399,000 | 13,084,000 | 18,126,000 |
| Interest expense | 1,896,000 | 3,897,000 | 6,188,000 | 8,442,000 |
| Net interest income | 2,156,000 | 4,502,000 | 6,896,000 | 9,684,000 |
| Noninterest income | 282,000 | 465,000 | 692,000 | 886,000 |
| Noninterest expense | 1,857,000 | 3,765,000 | 5,795,000 | 8,301,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 506,000 | 1,049,000 | 1,565,000 | 2,041,000 |
| Income tax | 22,000 | 32,000 | 63,000 | 106,000 |
| Net income | 484,000 | 1,017,000 | 1,502,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,437,000 | 26,412,000 | 27,400,000 | 28,284,000 |
| Total capital | 24,831,000 | 28,883,000 | 29,942,000 | 30,788,000 |
| Risk-weighted assets | 228,877,000 | 249,898,000 | 257,430,000 | 255,960,000 |