Call reports 2022
BANKSTAR FINANCIAL — 2022
What BANKSTAR FINANCIAL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 230,161,000 | 236,368,000 | 244,798,000 | 257,010,000 |
| Total loans | 174,928,000 | 184,594,000 | 195,242,000 | 205,884,000 |
| Allowance for loan losses | 1,988,000 | 2,034,000 | 2,084,000 | 2,136,000 |
| Securities available for sale | 37,511,000 | 36,227,000 | 34,648,000 | 35,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,055,000 | 210,596,000 | 215,641,000 | 219,633,000 |
| Interest-bearing deposits | 155,372,000 | 161,862,000 | 164,483,000 | 165,515,000 |
| Noninterest-bearing deposits | 48,683,000 | 48,734,000 | 51,158,000 | 54,118,000 |
| Equity capital | 19,805,000 | 19,329,000 | 18,598,000 | 19,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,353,000 | 6,933,000 | 9,740,000 |
| Interest expense | 184,000 | 412,000 | 797,000 | 1,519,000 |
| Net interest income | 1,907,000 | 3,941,000 | 6,136,000 | 8,221,000 |
| Noninterest income | 148,000 | 294,000 | 501,000 | 681,000 |
| Noninterest expense | 1,319,000 | 2,721,000 | 4,081,000 | 5,639,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 686,000 | 1,414,000 | 2,406,000 | 2,597,000 |
| Income tax | 34,000 | 70,000 | 110,000 | 128,000 |
| Net income | 652,000 | 1,344,000 | 2,296,000 | 2,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,472,000 | 20,166,000 | 21,120,000 | 20,845,000 |
| Total capital | 21,458,000 | 22,200,000 | 23,204,000 | 22,981,000 |
| Risk-weighted assets | 158,846,000 | 167,100,000 | 181,785,000 | 194,882,000 |