Call reports 2021
BANKSTAR FINANCIAL — 2021
What BANKSTAR FINANCIAL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 218,338,000 | 222,888,000 | 222,845,000 | 225,936,000 |
| Total loans | 167,118,000 | 175,043,000 | 172,733,000 | 171,082,000 |
| Allowance for loan losses | 1,742,000 | 1,792,000 | 1,846,000 | 1,893,000 |
| Securities available for sale | 29,891,000 | 32,119,000 | 31,653,000 | 33,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,083,000 | 185,905,000 | 187,430,000 | 194,368,000 |
| Interest-bearing deposits | 143,344,000 | 141,116,000 | 142,534,000 | 149,357,000 |
| Noninterest-bearing deposits | 41,739,000 | 44,789,000 | 44,896,000 | 45,011,000 |
| Equity capital | 21,412,000 | 21,897,000 | 22,499,000 | 22,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,728,000 | 7,170,000 | 9,542,000 |
| Interest expense | 235,000 | 454,000 | 667,000 | 859,000 |
| Net interest income | 2,092,000 | 4,274,000 | 6,503,000 | 8,683,000 |
| Noninterest income | 133,000 | 285,000 | 467,000 | 626,000 |
| Noninterest expense | 1,237,000 | 2,657,000 | 4,013,000 | 5,401,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 938,000 | 1,802,000 | 2,807,000 | 3,708,000 |
| Income tax | 46,000 | 88,000 | 136,000 | 177,000 |
| Net income | 892,000 | 1,714,000 | 2,671,000 | 3,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,357,000 | 18,896,000 | 19,568,000 | 19,241,000 |
| Total capital | 20,099,000 | 20,688,000 | 21,414,000 | 21,134,000 |
| Risk-weighted assets | 148,118,000 | 156,676,000 | 157,969,000 | 154,308,000 |