Call reports 2018
BANKSTAR FINANCIAL — 2018
What BANKSTAR FINANCIAL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 169,117,000 | 172,232,000 | 178,521,000 | 180,906,000 |
| Total loans | 131,094,000 | 134,934,000 | 137,839,000 | 138,779,000 |
| Allowance for loan losses | 1,045,000 | 1,115,000 | 1,193,000 | 1,268,000 |
| Securities available for sale | 21,422,000 | 22,959,000 | 27,124,000 | 27,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,151,000 | 149,867,000 | 153,353,000 | 156,104,000 |
| Interest-bearing deposits | 122,226,000 | 125,923,000 | 128,092,000 | 128,821,000 |
| Noninterest-bearing deposits | 24,925,000 | 23,944,000 | 25,261,000 | 27,283,000 |
| Equity capital | 16,532,000 | 16,892,000 | 17,093,000 | 17,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,068,000 | 6,069,000 | 8,152,000 |
| Interest expense | 332,000 | 718,000 | 1,201,000 | 1,741,000 |
| Net interest income | 1,809,000 | 3,350,000 | 4,868,000 | 6,411,000 |
| Noninterest income | 120,000 | 246,000 | 375,000 | 550,000 |
| Noninterest expense | 1,059,000 | 2,121,000 | 3,167,000 | 4,303,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 795,000 | 1,325,000 | 1,851,000 | 2,358,000 |
| Income tax | 34,000 | 55,000 | 77,000 | 117,000 |
| Net income | 761,000 | 1,270,000 | 1,774,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,495,000 | 14,920,000 | 15,340,000 | 15,023,000 |
| Total capital | 15,540,000 | 16,035,000 | 16,533,000 | 16,291,000 |
| Risk-weighted assets | 118,687,000 | 122,119,000 | 126,508,000 | 128,262,000 |