Call reports 2017
BANKSTAR FINANCIAL — 2017
What BANKSTAR FINANCIAL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 158,212,000 | 161,683,000 | 163,102,000 | 165,921,000 |
| Total loans | 117,790,000 | 123,250,000 | 127,341,000 | 132,289,000 |
| Allowance for loan losses | 813,000 | 837,000 | 923,000 | 975,000 |
| Securities available for sale | 19,605,000 | 20,324,000 | 19,905,000 | 21,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,294,000 | 140,111,000 | 138,121,000 | 144,309,000 |
| Interest-bearing deposits | 110,109,000 | 114,992,000 | 112,291,000 | 119,074,000 |
| Noninterest-bearing deposits | 27,185,000 | 25,119,000 | 25,830,000 | 25,235,000 |
| Equity capital | 15,567,000 | 16,166,000 | 16,501,000 | 16,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,235,000 | 4,967,000 | 6,761,000 |
| Interest expense | 232,000 | 468,000 | 726,000 | 1,013,000 |
| Net interest income | 1,325,000 | 2,767,000 | 4,241,000 | 5,748,000 |
| Noninterest income | 121,000 | 234,000 | 372,000 | 529,000 |
| Noninterest expense | 990,000 | 2,005,000 | 3,072,000 | 4,170,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 125,000 |
| Pretax income | 456,000 | 996,000 | 1,466,000 | 1,982,000 |
| Income tax | 19,000 | 43,000 | 64,000 | 94,000 |
| Net income | 437,000 | 953,000 | 1,402,000 | 1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,222,000 | 13,651,000 | 14,013,000 | 13,881,000 |
| Total capital | 14,035,000 | 14,488,000 | 14,936,000 | 14,856,000 |
| Risk-weighted assets | 109,787,000 | 113,513,000 | 116,275,000 | 120,397,000 |