Call reports 2001
BANKSTAR FINANCIAL — 2001
What BANKSTAR FINANCIAL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,984,000 | 25,289,000 | 24,798,000 | 27,014,000 |
| Total loans | 15,610,000 | 16,277,000 | 16,420,000 | 17,629,000 |
| Allowance for loan losses | 263,000 | 265,000 | 274,000 | 284,000 |
| Securities available for sale | 5,505,000 | 5,503,000 | 5,413,000 | 6,308,000 |
| Securities held to maturity | 806,000 | 805,000 | 649,000 | 599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,631,000 | 21,389,000 | 19,736,000 | 21,679,000 |
| Interest-bearing deposits | 18,047,000 | 18,265,000 | 17,210,000 | 18,436,000 |
| Noninterest-bearing deposits | 2,584,000 | 3,124,000 | 2,526,000 | 3,243,000 |
| Equity capital | 2,625,000 | 2,666,000 | 2,799,000 | 2,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 946,000 | 1,416,000 | 1,850,000 |
| Interest expense | 225,000 | 438,000 | 648,000 | 841,000 |
| Net interest income | 252,000 | 508,000 | 768,000 | 1,009,000 |
| Noninterest income | 71,000 | 127,000 | 198,000 | 272,000 |
| Noninterest expense | 214,000 | 426,000 | 662,000 | 1,006,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 114,000 | 214,000 | 299,000 | 250,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 21,000 |
| Net income | 107,000 | 200,000 | 276,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,475,000 | 2,516,000 | 2,587,000 | 2,484,000 |
| Total capital | 2,702,000 | 2,749,000 | 2,820,000 | 2,733,000 |
| Risk-weighted assets | 18,077,000 | 18,199,000 | 18,616,000 | 19,889,000 |