Call reports 2020
ALMENA STATE BANK — 2020
What ALMENA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 73,525,000 | 70,044,000 | 65,733,000 |
| Total loans | 55,350,000 | 53,623,000 | 49,855,000 |
| Allowance for loan losses | 4,618,000 | 4,405,000 | 5,214,000 |
| Securities available for sale | 12,469,000 | 5,039,000 | 7,049,000 |
| Securities held to maturity | 629,000 | 391,000 | 363,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 68,855,000 | 68,698,000 | 64,941,000 |
| Interest-bearing deposits | 57,268,000 | 52,556,000 | 46,762,000 |
| Noninterest-bearing deposits | 11,587,000 | 16,142,000 | 18,179,000 |
| Equity capital | 3,958,000 | 1,013,000 | 29,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 988,000 | 1,568,000 | 2,235,000 |
| Interest expense | 356,000 | 697,000 | 1,018,000 |
| Net interest income | 632,000 | 871,000 | 1,217,000 |
| Noninterest income | 78,000 | 79,000 | 163,000 |
| Noninterest expense | 811,000 | 1,866,000 | 2,858,000 |
| Provision for loan losses | 0 | 1,803,000 | 2,451,000 |
| Pretax income | -91,000 | -2,981,000 | -3,948,000 |
| Income tax | 0 | -20,000 | -20,000 |
| Net income | -91,000 | -2,961,000 | -3,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 3,858,000 | 988,000 | 20,000 |
| Total capital | 4,664,000 | 1,820,000 | 802,000 |
| Risk-weighted assets | 60,644,000 | 62,980,000 | 58,160,000 |