Call reports 2019
ALMENA STATE BANK — 2019
What ALMENA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 125,235,000 | 119,819,000 | 86,161,000 | 78,472,000 |
| Total loans | 97,768,000 | 92,533,000 | 69,469,000 | 60,950,000 |
| Allowance for loan losses | 2,814,000 | 2,151,000 | 4,282,000 | 3,821,000 |
| Securities available for sale | 13,320,000 | 19,850,000 | 11,875,000 | 12,402,000 |
| Securities held to maturity | 629,000 | 629,000 | 629,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,254,000 | 112,868,000 | 77,041,000 | 70,476,000 |
| Interest-bearing deposits | 102,793,000 | 97,395,000 | 66,793,000 | 60,190,000 |
| Noninterest-bearing deposits | 15,461,000 | 15,473,000 | 10,248,000 | 10,286,000 |
| Equity capital | 6,775,000 | 6,765,000 | 4,145,000 | 3,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,069,000 | 4,793,000 | 5,940,000 |
| Interest expense | 549,000 | 1,077,000 | 1,554,000 | 1,950,000 |
| Net interest income | 1,133,000 | 1,992,000 | 3,239,000 | 3,990,000 |
| Noninterest income | 133,000 | 253,000 | 3,259,000 | 3,510,000 |
| Noninterest expense | 1,186,000 | 2,236,000 | 5,633,000 | 6,782,000 |
| Provision for loan losses | 3,359,000 | 3,359,000 | 6,850,000 | 6,862,000 |
| Pretax income | -3,357,000 | -3,428,000 | -6,063,000 | -6,222,000 |
| Income tax | 0 | -69,000 | -69,000 | -78,000 |
| Net income | -3,357,000 | -3,359,000 | -5,994,000 | -6,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,594,000 | 6,588,000 | 4,100,000 | 3,949,000 |
| Total capital | 7,899,000 | 7,827,000 | 5,068,000 | 4,820,000 |
| Risk-weighted assets | 102,935,000 | 98,238,000 | 74,136,000 | 66,774,000 |