Call reports 2018
ALMENA STATE BANK — 2018
What ALMENA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,824,000 | 118,591,000 | 126,091,000 | 135,444,000 |
| Total loans | 98,727,000 | 107,554,000 | 114,661,000 | 108,959,000 |
| Allowance for loan losses | 1,200,000 | 1,146,000 | 2,586,000 | 2,066,000 |
| Securities available for sale | 1,798,000 | 1,707,000 | 1,593,000 | 15,669,000 |
| Securities held to maturity | 3,342,000 | 3,340,000 | 3,339,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,625,000 | 98,288,000 | 108,314,000 | 126,204,000 |
| Interest-bearing deposits | 83,903,000 | 84,572,000 | 93,638,000 | 108,891,000 |
| Noninterest-bearing deposits | 14,722,000 | 13,716,000 | 14,676,000 | 17,313,000 |
| Equity capital | 8,513,000 | 11,015,000 | 9,365,000 | 9,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,554,000 | 3,189,000 | 4,958,000 | 6,691,000 |
| Interest expense | 237,000 | 551,000 | 957,000 | 1,488,000 |
| Net interest income | 1,317,000 | 2,638,000 | 4,001,000 | 5,203,000 |
| Noninterest income | 336,000 | 672,000 | 1,108,000 | 1,592,000 |
| Noninterest expense | 1,162,000 | 2,234,000 | 3,372,000 | 4,706,000 |
| Provision for loan losses | 59,000 | 246,000 | 2,009,000 | 2,032,000 |
| Pretax income | 432,000 | 830,000 | -272,000 | -51,000 |
| Income tax | 23,000 | 104,000 | 131,000 | 168,000 |
| Net income | 409,000 | 726,000 | -403,000 | -219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,406,000 | 10,929,000 | 9,312,000 | 8,916,000 |
| Total capital | 9,606,000 | 12,075,000 | 10,765,000 | 10,262,000 |
| Risk-weighted assets | 98,776,000 | 108,012,000 | 115,154,000 | 106,977,000 |