Call reports 2017
ALMENA STATE BANK — 2017
What ALMENA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 88,099,000 | 93,197,000 | 98,514,000 | 102,881,000 |
| Total loans | 72,949,000 | 78,385,000 | 87,884,000 | 89,881,000 |
| Allowance for loan losses | 905,000 | 982,000 | 1,035,000 | 1,165,000 |
| Securities available for sale | 581,000 | 569,000 | 1,029,000 | 1,922,000 |
| Securities held to maturity | 3,221,000 | 3,718,000 | 3,346,000 | 3,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,609,000 | 82,844,000 | 86,454,000 | 92,093,000 |
| Interest-bearing deposits | 68,659,000 | 68,835,000 | 72,791,000 | 75,440,000 |
| Noninterest-bearing deposits | 11,950,000 | 14,009,000 | 13,663,000 | 16,653,000 |
| Equity capital | 7,433,000 | 8,009,000 | 8,246,000 | 8,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,118,000 | 2,337,000 | 3,678,000 | 5,059,000 |
| Interest expense | 120,000 | 246,000 | 415,000 | 610,000 |
| Net interest income | 998,000 | 2,091,000 | 3,263,000 | 4,449,000 |
| Noninterest income | 885,000 | 1,872,000 | 2,287,000 | 2,519,000 |
| Noninterest expense | 840,000 | 1,891,000 | 2,937,000 | 3,879,000 |
| Provision for loan losses | 173,000 | 270,000 | 329,000 | 444,000 |
| Pretax income | 870,000 | 1,802,000 | 2,284,000 | 2,645,000 |
| Income tax | 13,000 | 73,000 | 89,000 | 99,000 |
| Net income | 857,000 | 1,729,000 | 2,195,000 | 2,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,277,000 | 7,836,000 | 8,082,000 | 8,024,000 |
| Total capital | 8,182,000 | 8,818,000 | 9,117,000 | 9,151,000 |
| Risk-weighted assets | 74,146,000 | 79,477,000 | 86,214,000 | 90,196,000 |