Call reports 2013
ALMENA STATE BANK — 2013
What ALMENA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 28,907,000 | 29,286,000 | 30,227,000 | 30,319,000 |
| Total loans | 24,654,000 | 25,661,000 | 27,028,000 | 26,757,000 |
| Allowance for loan losses | 241,000 | 247,000 | 246,000 | 241,000 |
| Securities available for sale | 1,300,000 | 1,066,000 | 1,079,000 | 990,000 |
| Securities held to maturity | 10,000 | 210,000 | 208,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,709,000 | 26,565,000 | 26,498,000 | 27,984,000 |
| Interest-bearing deposits | 21,381,000 | 21,316,000 | 21,444,000 | 21,840,000 |
| Noninterest-bearing deposits | 5,328,000 | 5,249,000 | 5,054,000 | 6,144,000 |
| Equity capital | 2,163,000 | 2,434,000 | 2,395,000 | 2,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 826,000 | 1,275,000 | 1,716,000 |
| Interest expense | 30,000 | 63,000 | 95,000 | 119,000 |
| Net interest income | 364,000 | 763,000 | 1,180,000 | 1,597,000 |
| Noninterest income | 82,000 | 429,000 | 547,000 | 668,000 |
| Noninterest expense | 350,000 | 683,000 | 1,038,000 | 1,483,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 6,000 |
| Pretax income | 96,000 | 503,000 | 683,000 | 776,000 |
| Income tax | 5,000 | 12,000 | 27,000 | 42,000 |
| Net income | 91,000 | 491,000 | 656,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,098,000 | 2,474,000 | 2,464,000 | 2,443,000 |
| Total capital | 2,339,000 | 2,721,000 | 2,710,000 | 2,684,000 |
| Risk-weighted assets | 23,130,000 | 25,228,000 | 26,218,000 | 26,057,000 |