Call reports 2012
ALMENA STATE BANK — 2012
What ALMENA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,235,000 | 25,977,000 | 27,617,000 | 28,900,000 |
| Total loans | 20,352,000 | 22,100,000 | 23,905,000 | 24,354,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 242,000 |
| Securities available for sale | 2,226,000 | 1,973,000 | 1,624,000 | 992,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,329,000 | 23,343,000 | 24,632,000 | 26,710,000 |
| Interest-bearing deposits | 18,066,000 | 18,224,000 | 18,966,000 | 20,129,000 |
| Noninterest-bearing deposits | 5,263,000 | 5,119,000 | 5,666,000 | 6,581,000 |
| Equity capital | 1,864,000 | 1,974,000 | 2,112,000 | 2,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 735,000 | 1,137,000 | 1,545,000 |
| Interest expense | 35,000 | 72,000 | 109,000 | 148,000 |
| Net interest income | 325,000 | 663,000 | 1,028,000 | 1,397,000 |
| Noninterest income | 62,000 | 135,000 | 278,000 | 402,000 |
| Noninterest expense | 296,000 | 597,000 | 957,000 | 1,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 201,000 | 349,000 | 497,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 90,000 | 199,000 | 345,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,843,000 | 1,912,000 | 2,018,000 | 2,088,000 |
| Total capital | 2,086,000 | 2,155,000 | 2,261,000 | 2,330,000 |
| Risk-weighted assets | 20,400,000 | 22,131,000 | 22,198,000 | 22,720,000 |