Call reports 2011
ALMENA STATE BANK — 2011
What ALMENA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,918,000 | 21,430,000 | 22,516,000 | 23,782,000 |
| Total loans | 15,898,000 | 17,319,000 | 18,491,000 | 19,238,000 |
| Allowance for loan losses | 240,000 | 241,000 | 243,000 | 243,000 |
| Securities available for sale | 1,819,000 | 2,282,000 | 2,127,000 | 1,979,000 |
| Securities held to maturity | 11,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,257,000 | 19,673,000 | 20,643,000 | 21,923,000 |
| Interest-bearing deposits | 14,298,000 | 14,512,000 | 14,655,000 | 15,999,000 |
| Noninterest-bearing deposits | 4,960,000 | 5,161,000 | 5,988,000 | 5,924,000 |
| Equity capital | 1,627,000 | 1,725,000 | 1,785,000 | 1,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 616,000 | 955,000 | 1,315,000 |
| Interest expense | 34,000 | 64,000 | 95,000 | 127,000 |
| Net interest income | 265,000 | 552,000 | 860,000 | 1,188,000 |
| Noninterest income | 117,000 | 167,000 | 299,000 | 397,000 |
| Noninterest expense | 301,000 | 587,000 | 902,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 132,000 | 254,000 | 326,000 |
| Income tax | 0 | 19,000 | 25,000 | 27,000 |
| Net income | 81,000 | 113,000 | 229,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,664,000 | 1,697,000 | 1,724,000 | 1,793,000 |
| Total capital | 1,867,000 | 1,911,000 | 1,956,000 | 2,036,000 |
| Risk-weighted assets | 16,263,000 | 17,097,000 | 18,539,000 | 19,521,000 |