Call reports 2001
ALMENA STATE BANK — 2001
What ALMENA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,705,000 | 16,301,000 | 16,026,000 | 15,884,000 |
| Total loans | 12,514,000 | 13,197,000 | 12,685,000 | 12,641,000 |
| Allowance for loan losses | 296,000 | 306,000 | 237,000 | 210,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,276,000 | 1,280,000 | 994,000 | 993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,465,000 | 15,123,000 | 14,877,000 | 14,756,000 |
| Interest-bearing deposits | 12,788,000 | 13,502,000 | 13,294,000 | 13,225,000 |
| Noninterest-bearing deposits | 1,677,000 | 1,621,000 | 1,583,000 | 1,531,000 |
| Equity capital | 1,113,000 | 1,070,000 | 1,023,000 | 1,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 743,000 | 1,058,000 | 1,386,000 |
| Interest expense | 161,000 | 317,000 | 463,000 | 585,000 |
| Net interest income | 212,000 | 426,000 | 595,000 | 801,000 |
| Noninterest income | 37,000 | 75,000 | 144,000 | 188,000 |
| Noninterest expense | 198,000 | 397,000 | 601,000 | 828,000 |
| Provision for loan losses | 0 | 10,000 | 89,000 | 89,000 |
| Pretax income | 51,000 | 94,000 | 49,000 | 72,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 4,000 |
| Net income | 49,000 | 90,000 | 43,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,091,000 | 1,048,000 | 1,002,000 | 1,027,000 |
| Total capital | 1,248,000 | 1,210,000 | 1,158,000 | 1,181,000 |
| Risk-weighted assets | 12,420,000 | 12,803,000 | 12,360,000 | 12,280,000 |