Call reports 2001
COMMUNITY BANK OF CENTRAL CALIFORNIA — 2001
What COMMUNITY BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 695,596,000 | 743,816,000 | 753,070,000 | 792,763,000 |
| Total loans | 481,608,000 | 509,806,000 | 564,440,000 | 599,721,000 |
| Allowance for loan losses | 9,427,000 | 9,509,000 | 10,224,000 | 11,753,000 |
| Securities available for sale | 147,417,000 | 150,023,000 | 142,945,000 | 135,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,032,000 | 674,728,000 | 670,600,000 | 726,233,000 |
| Interest-bearing deposits | 456,014,000 | 491,391,000 | 488,343,000 | 493,361,000 |
| Noninterest-bearing deposits | 169,018,000 | 183,337,000 | 182,257,000 | 232,872,000 |
| Equity capital | 60,712,000 | 59,913,000 | 56,117,000 | 57,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,420,000 | 26,364,000 | 39,406,000 | 51,638,000 |
| Interest expense | 4,926,000 | 9,748,000 | 14,429,000 | 18,360,000 |
| Net interest income | 8,494,000 | 16,616,000 | 24,977,000 | 33,278,000 |
| Noninterest income | 646,000 | 1,407,000 | 2,163,000 | 2,928,000 |
| Noninterest expense | 4,799,000 | 9,580,000 | 14,343,000 | 19,269,000 |
| Provision for loan losses | 120,000 | 195,000 | 955,000 | 2,635,000 |
| Pretax income | 4,219,000 | 8,251,000 | 12,010,000 | 14,470,000 |
| Income tax | 1,582,000 | 3,094,000 | 4,503,000 | 5,083,000 |
| Net income | 2,637,000 | 5,157,000 | 7,507,000 | 9,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,775,000 | 59,100,000 | 54,271,000 | 57,117,000 |
| Total capital | 66,668,000 | 66,306,000 | 62,014,000 | 65,318,000 |
| Risk-weighted assets | 548,298,000 | 573,642,000 | 616,928,000 | 652,519,000 |