Call reports 2026
MILFORD BANK THE — 2026
What MILFORD BANK THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 652,672,000 | 652,010,000 |
| Total loans | 507,096,000 | 520,736,000 |
| Allowance for loan losses | 4,783,000 | 5,139,000 |
| Securities available for sale | 86,712,000 | 84,830,000 |
| Securities held to maturity | 2,379,000 | 2,360,000 |
| Trading assets | 0 | 0 |
| Total deposits | 513,650,000 | 511,362,000 |
| Interest-bearing deposits | 371,358,000 | 365,134,000 |
| Noninterest-bearing deposits | 142,292,000 | 146,228,000 |
| Equity capital | 56,645,000 | 57,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,288,000 | 14,836,000 |
| Interest expense | 1,907,000 | 3,762,000 |
| Net interest income | 5,381,000 | 11,074,000 |
| Noninterest income | 394,000 | 1,558,000 |
| Noninterest expense | 4,577,000 | 9,742,000 |
| Provision for loan losses | -120,000 | 245,000 |
| Pretax income | 1,318,000 | 2,645,000 |
| Income tax | 268,000 | 524,000 |
| Net income | 1,050,000 | 2,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 64,295,000 | 65,366,000 |
| Total capital | 69,178,000 | 70,605,000 |
| Risk-weighted assets | 446,029,000 | 455,237,000 |