Call reports 2020
MILFORD BANK THE — 2020
What MILFORD BANK THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 457,651,000 | 493,124,000 | 479,080,000 | 482,224,000 |
| Total loans | 394,315,000 | 419,338,000 | 420,702,000 | 411,086,000 |
| Allowance for loan losses | 3,533,000 | 3,877,000 | 4,011,000 | 4,331,000 |
| Securities available for sale | 16,987,000 | 14,145,000 | 12,777,000 | 11,446,000 |
| Securities held to maturity | 1,251,000 | 1,193,000 | 1,124,000 | 1,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,153,000 | 412,886,000 | 408,006,000 | 420,366,000 |
| Interest-bearing deposits | 287,975,000 | 306,834,000 | 307,752,000 | 322,269,000 |
| Noninterest-bearing deposits | 75,178,000 | 106,052,000 | 100,254,000 | 98,097,000 |
| Equity capital | 48,335,000 | 48,499,000 | 48,918,000 | 48,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 8,501,000 | 12,697,000 | 17,021,000 |
| Interest expense | 582,000 | 1,049,000 | 1,353,000 | 1,588,000 |
| Net interest income | 3,697,000 | 7,452,000 | 11,344,000 | 15,433,000 |
| Noninterest income | 296,000 | 900,000 | 1,560,000 | 2,210,000 |
| Noninterest expense | 3,461,000 | 7,357,000 | 11,234,000 | 15,322,000 |
| Provision for loan losses | 450,000 | 800,000 | 925,000 | 1,250,000 |
| Pretax income | 82,000 | 242,000 | 792,000 | 1,118,000 |
| Income tax | -153,000 | -131,000 | -26,000 | 32,000 |
| Net income | 235,000 | 373,000 | 818,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,628,000 | 49,765,000 | 50,210,000 | 50,479,000 |
| Total capital | 53,261,000 | 53,742,000 | 54,321,000 | 54,578,000 |
| Risk-weighted assets | 332,227,000 | 332,096,000 | 330,492,000 | 327,666,000 |
Machine access — free, no API key
Every figure shown here about MILFORD BANK THE — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.