Call reports 2002
MILFORD BANK THE — 2002
What MILFORD BANK THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 257,336,000 | 272,312,000 | 270,787,000 | 289,967,000 |
| Total loans | 201,468,000 | 213,698,000 | 218,425,000 | 205,077,000 |
| Allowance for loan losses | 2,450,000 | 2,466,000 | 2,306,000 | 2,318,000 |
| Securities available for sale | 24,768,000 | 25,232,000 | 28,000,000 | 27,954,000 |
| Securities held to maturity | 3,905,000 | 3,688,000 | 3,521,000 | 3,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,506,000 | 205,733,000 | 201,114,000 | 218,242,000 |
| Interest-bearing deposits | 169,206,000 | 177,093,000 | 173,007,000 | 181,328,000 |
| Noninterest-bearing deposits | 23,300,000 | 28,640,000 | 28,107,000 | 36,914,000 |
| Equity capital | 23,303,000 | 24,529,000 | 26,041,000 | 26,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,907,000 | 7,979,000 | 12,121,000 | 16,209,000 |
| Interest expense | 1,405,000 | 2,768,000 | 4,136,000 | 5,404,000 |
| Net interest income | 2,502,000 | 5,211,000 | 7,985,000 | 10,805,000 |
| Noninterest income | 421,000 | 687,000 | 1,129,000 | 1,665,000 |
| Noninterest expense | 1,765,000 | 3,541,000 | 5,311,000 | 7,479,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,143,000 | 2,327,000 | 3,758,000 | 4,798,000 |
| Income tax | 389,000 | 794,000 | 1,251,000 | 1,643,000 |
| Net income | 754,000 | 1,533,000 | 2,507,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,735,000 | 23,521,000 | 24,497,000 | 24,467,000 |
| Total capital | 24,748,000 | 25,644,000 | 26,591,000 | 26,546,000 |
| Risk-weighted assets | 160,632,000 | 169,527,000 | 167,142,000 | 165,889,000 |