Call reports 2001
MILFORD BANK THE — 2001
What MILFORD BANK THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 239,207,000 | 249,220,000 | 247,676,000 | 256,318,000 |
| Total loans | 215,601,000 | 205,875,000 | 209,347,000 | 204,941,000 |
| Allowance for loan losses | 2,439,000 | 2,393,000 | 2,394,000 | 2,434,000 |
| Securities available for sale | 0 | 10,406,000 | 13,204,000 | 13,010,000 |
| Securities held to maturity | 5,796,000 | 5,342,000 | 4,389,000 | 4,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,573,000 | 185,622,000 | 183,625,000 | 192,003,000 |
| Interest-bearing deposits | 157,430,000 | 165,879,000 | 163,909,000 | 169,250,000 |
| Noninterest-bearing deposits | 18,143,000 | 19,743,000 | 19,716,000 | 22,753,000 |
| Equity capital | 20,227,000 | 21,017,000 | 22,201,000 | 22,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,258,000 | 8,485,000 | 12,662,000 | 16,715,000 |
| Interest expense | 2,064,000 | 4,079,000 | 6,034,000 | 7,809,000 |
| Net interest income | 2,194,000 | 4,406,000 | 6,628,000 | 8,906,000 |
| Noninterest income | 206,000 | 879,000 | 1,330,000 | 1,892,000 |
| Noninterest expense | 1,635,000 | 3,248,000 | 4,823,000 | 6,546,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 750,000 | 2,007,000 | 3,090,000 | 4,192,000 |
| Income tax | 245,000 | 684,000 | 1,053,000 | 1,431,000 |
| Net income | 505,000 | 1,323,000 | 2,037,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,930,000 | 20,593,000 | 21,287,000 | 21,996,000 |
| Total capital | 21,737,000 | 22,499,000 | 23,260,000 | 23,984,000 |
| Risk-weighted assets | 143,914,000 | 152,028,000 | 157,416,000 | 158,560,000 |