Call reports 2026
WESTERN NATIONAL BANK OF CASS LAKE — 2026
What WESTERN NATIONAL BANK OF CASS LAKE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 37,387,000 | 37,113,000 |
| Total loans | 12,520,000 | 14,545,000 |
| Allowance for loan losses | 181,000 | 181,000 |
| Securities available for sale | 8,466,000 | 8,468,000 |
| Securities held to maturity | 6,947,000 | 6,453,000 |
| Trading assets | 0 | 0 |
| Total deposits | 33,374,000 | 33,034,000 |
| Interest-bearing deposits | 19,654,000 | 18,283,000 |
| Noninterest-bearing deposits | 13,720,000 | 14,751,000 |
| Equity capital | 3,853,000 | 3,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 453,000 | 992,000 |
| Interest expense | 50,000 | 99,000 |
| Net interest income | 403,000 | 893,000 |
| Noninterest income | 175,000 | 260,000 |
| Noninterest expense | 440,000 | 904,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 138,000 | 249,000 |
| Income tax | 0 | 0 |
| Net income | 138,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 3,475,000 | 3,503,000 |
| Total capital | 3,657,000 | 3,684,000 |
| Risk-weighted assets | 14,897,000 | 20,168,000 |