Call reports 2025
ROLLING HILLS BANK & TRUST — 2025
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 468,062,000 | 464,846,000 | 454,749,000 | 472,271,000 |
| Total loans | 357,460,000 | 362,779,000 | 365,787,000 | 364,101,000 |
| Allowance for loan losses | 3,639,000 | 3,715,000 | 3,790,000 | 3,865,000 |
| Securities available for sale | 54,295,000 | 51,728,000 | 45,255,000 | 55,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,023,000 | 391,233,000 | 379,130,000 | 405,284,000 |
| Interest-bearing deposits | 314,621,000 | 308,607,000 | 299,847,000 | 317,301,000 |
| Noninterest-bearing deposits | 91,402,000 | 82,626,000 | 79,283,000 | 87,983,000 |
| Equity capital | 56,956,000 | 58,917,000 | 60,736,000 | 62,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,074,000 | 12,289,000 | 18,620,000 | 24,826,000 |
| Interest expense | 1,919,000 | 3,762,000 | 5,664,000 | 7,481,000 |
| Net interest income | 4,155,000 | 8,527,000 | 12,956,000 | 17,345,000 |
| Noninterest income | 271,000 | 578,000 | 898,000 | 1,247,000 |
| Noninterest expense | 2,268,000 | 4,566,000 | 6,911,000 | 9,614,000 |
| Provision for loan losses | 130,000 | 205,000 | 280,000 | 355,000 |
| Pretax income | 2,025,000 | 4,332,000 | 6,647,000 | 8,610,000 |
| Income tax | 472,000 | 1,006,000 | 1,543,000 | 1,999,000 |
| Net income | 1,553,000 | 3,326,000 | 5,104,000 | 6,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,887,000 | 51,660,000 | 53,439,000 | 54,945,000 |