Call reports 2023
ROLLING HILLS BANK & TRUST — 2023
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 433,603,000 | 444,299,000 | 446,116,000 | 448,762,000 |
| Total loans | 310,803,000 | 326,275,000 | 332,228,000 | 336,391,000 |
| Allowance for loan losses | 3,391,000 | 3,391,000 | 3,316,000 | 3,346,000 |
| Securities available for sale | 73,705,000 | 72,309,000 | 72,591,000 | 69,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,484,000 | 379,830,000 | 359,317,000 | 366,846,000 |
| Interest-bearing deposits | 266,175,000 | 273,953,000 | 261,746,000 | 264,553,000 |
| Noninterest-bearing deposits | 109,309,000 | 105,877,000 | 97,571,000 | 102,293,000 |
| Equity capital | 47,927,000 | 49,451,000 | 51,454,000 | 53,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,758,000 | 9,824,000 | 15,197,000 | 20,682,000 |
| Interest expense | 793,000 | 1,922,000 | 3,411,000 | 5,162,000 |
| Net interest income | 3,965,000 | 7,902,000 | 11,786,000 | 15,520,000 |
| Noninterest income | 294,000 | 582,000 | 1,112,000 | 1,452,000 |
| Noninterest expense | 1,965,000 | 4,027,000 | 6,233,000 | 8,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 2,302,000 | 4,473,000 | 6,689,000 | 8,395,000 |
| Income tax | 543,000 | 1,052,000 | 1,572,000 | 1,971,000 |
| Net income | 1,759,000 | 3,421,000 | 5,117,000 | 6,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,442,000 | 44,311,000 | 46,006,000 | 47,313,000 |