Call reports 2020
ROLLING HILLS BANK & TRUST — 2020
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 319,652,000 | 341,128,000 | 348,057,000 | 369,930,000 |
| Total loans | 248,281,000 | 262,424,000 | 263,582,000 | 256,151,000 |
| Allowance for loan losses | 3,165,000 | 3,165,000 | 3,165,000 | 3,161,000 |
| Securities available for sale | 2,267,000 | 3,121,000 | 4,643,000 | 10,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,177,000 | 284,856,000 | 290,923,000 | 312,072,000 |
| Interest-bearing deposits | 203,214,000 | 214,864,000 | 217,165,000 | 227,323,000 |
| Noninterest-bearing deposits | 60,963,000 | 69,992,000 | 73,758,000 | 84,749,000 |
| Equity capital | 38,134,000 | 38,910,000 | 39,790,000 | 40,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,086,000 | 9,089,000 | 12,181,000 |
| Interest expense | 634,000 | 1,187,000 | 1,681,000 | 2,117,000 |
| Net interest income | 2,487,000 | 4,899,000 | 7,408,000 | 10,064,000 |
| Noninterest income | 236,000 | 444,000 | 702,000 | 1,004,000 |
| Noninterest expense | 1,605,000 | 3,234,000 | 4,865,000 | 6,671,000 |
| Provision for loan losses | 0 | 0 | 0 | 85,000 |
| Pretax income | 1,118,000 | 2,109,000 | 3,245,000 | 4,312,000 |
| Income tax | 258,000 | 485,000 | 744,000 | 987,000 |
| Net income | 860,000 | 1,624,000 | 2,501,000 | 3,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,066,000 | 31,842,000 | 32,703,000 | 33,536,000 |