Call reports 2019
ROLLING HILLS BANK & TRUST — 2019
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 306,488,000 | 298,831,000 | 303,246,000 | 318,371,000 |
| Total loans | 246,498,000 | 251,910,000 | 253,100,000 | 246,360,000 |
| Allowance for loan losses | 2,643,000 | 2,937,000 | 3,084,000 | 3,165,000 |
| Securities available for sale | 1,795,000 | 1,784,000 | 1,771,000 | 2,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,095,000 | 244,653,000 | 248,318,000 | 262,782,000 |
| Interest-bearing deposits | 190,532,000 | 181,376,000 | 189,166,000 | 196,959,000 |
| Noninterest-bearing deposits | 62,563,000 | 63,277,000 | 59,152,000 | 65,823,000 |
| Equity capital | 35,593,000 | 36,267,000 | 37,159,000 | 38,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,146,000 | 6,431,000 | 9,798,000 | 13,020,000 |
| Interest expense | 576,000 | 1,238,000 | 1,936,000 | 2,602,000 |
| Net interest income | 2,570,000 | 5,193,000 | 7,862,000 | 10,418,000 |
| Noninterest income | 231,000 | 481,000 | 760,000 | 1,033,000 |
| Noninterest expense | 1,704,000 | 3,409,000 | 5,048,000 | 6,704,000 |
| Provision for loan losses | 145,000 | 440,000 | 590,000 | 640,000 |
| Pretax income | 952,000 | 1,825,000 | 2,984,000 | 4,107,000 |
| Income tax | 218,000 | 418,000 | 685,000 | 944,000 |
| Net income | 734,000 | 1,407,000 | 2,299,000 | 3,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,525,000 | 29,199,000 | 30,091,000 | 30,956,000 |
| Total capital | 31,168,000 | 32,136,000 | 33,175,000 | 34,121,000 |
| Risk-weighted assets | 266,121,000 | 272,670,000 | 274,024,000 | 267,977,000 |