Call reports 2016
ROLLING HILLS BANK & TRUST — 2016
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 243,768,000 | 253,638,000 | 241,592,000 | 250,963,000 |
| Total loans | 209,777,000 | 205,861,000 | 207,022,000 | 205,165,000 |
| Allowance for loan losses | 1,788,000 | 1,870,000 | 2,010,000 | 2,063,000 |
| Securities available for sale | 2,452,000 | 1,740,000 | 1,037,000 | 796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,016,000 | 212,137,000 | 199,619,000 | 208,405,000 |
| Interest-bearing deposits | 143,515,000 | 153,636,000 | 144,681,000 | 147,282,000 |
| Noninterest-bearing deposits | 59,501,000 | 58,501,000 | 54,938,000 | 61,123,000 |
| Equity capital | 30,773,000 | 31,794,000 | 32,323,000 | 32,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,553,000 | 6,841,000 | 9,126,000 |
| Interest expense | 124,000 | 254,000 | 387,000 | 528,000 |
| Net interest income | 2,117,000 | 4,299,000 | 6,454,000 | 8,598,000 |
| Noninterest income | 241,000 | 484,000 | 747,000 | 1,012,000 |
| Noninterest expense | 1,393,000 | 2,809,000 | 4,278,000 | 5,838,000 |
| Provision for loan losses | 95,000 | 170,000 | 320,000 | 380,000 |
| Pretax income | 870,000 | 1,804,000 | 2,603,000 | 3,392,000 |
| Income tax | 293,000 | 609,000 | 877,000 | 1,143,000 |
| Net income | 577,000 | 1,195,000 | 1,726,000 | 2,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,714,000 | 24,736,000 | 25,265,000 | 25,790,000 |
| Total capital | 25,502,000 | 26,606,000 | 27,275,000 | 27,853,000 |
| Risk-weighted assets | 224,862,000 | 222,723,000 | 226,116,000 | 225,290,000 |