Call reports 2015
ROLLING HILLS BANK & TRUST — 2015
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 244,623,000 | 232,078,000 | 226,456,000 | 242,006,000 |
| Total loans | 187,085,000 | 195,046,000 | 199,647,000 | 209,273,000 |
| Allowance for loan losses | 1,683,000 | 1,676,000 | 1,676,000 | 1,706,000 |
| Securities available for sale | 4,603,000 | 4,780,000 | 3,486,000 | 2,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,053,000 | 194,258,000 | 185,581,000 | 200,713,000 |
| Interest-bearing deposits | 129,205,000 | 138,356,000 | 133,933,000 | 135,473,000 |
| Noninterest-bearing deposits | 77,848,000 | 55,902,000 | 51,648,000 | 65,240,000 |
| Equity capital | 30,026,000 | 30,558,000 | 31,135,000 | 31,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,094,000 | 6,215,000 | 8,359,000 |
| Interest expense | 115,000 | 228,000 | 351,000 | 477,000 |
| Net interest income | 1,913,000 | 3,866,000 | 5,864,000 | 7,882,000 |
| Noninterest income | 226,000 | 466,000 | 737,000 | 1,006,000 |
| Noninterest expense | 1,335,000 | 2,719,000 | 4,111,000 | 5,519,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 60,000 |
| Pretax income | 774,000 | 1,583,000 | 2,460,000 | 3,309,000 |
| Income tax | 269,000 | 542,000 | 842,000 | 1,130,000 |
| Net income | 505,000 | 1,041,000 | 1,618,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,951,000 | 23,486,000 | 24,081,000 | 24,642,000 |
| Total capital | 24,634,000 | 25,162,000 | 25,757,000 | 26,348,000 |
| Risk-weighted assets | 211,543,000 | 212,499,000 | 216,443,000 | 236,232,000 |