Call reports 2014
ROLLING HILLS BANK & TRUST — 2014
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,161,000 | 231,279,000 | 231,462,000 | 238,759,000 |
| Total loans | 182,688,000 | 187,923,000 | 189,308,000 | 197,152,000 |
| Allowance for loan losses | 1,836,000 | 1,867,000 | 1,663,000 | 1,652,000 |
| Securities available for sale | 7,625,000 | 6,084,000 | 5,368,000 | 4,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,712,000 | 194,579,000 | 194,142,000 | 200,976,000 |
| Interest-bearing deposits | 127,438,000 | 133,522,000 | 122,902,000 | 132,056,000 |
| Noninterest-bearing deposits | 63,274,000 | 61,057,000 | 71,240,000 | 68,920,000 |
| Equity capital | 28,892,000 | 29,405,000 | 29,988,000 | 30,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,056,000 | 6,166,000 | 8,263,000 |
| Interest expense | 126,000 | 250,000 | 373,000 | 492,000 |
| Net interest income | 1,899,000 | 3,806,000 | 5,793,000 | 7,771,000 |
| Noninterest income | 239,000 | 482,000 | 744,000 | 995,000 |
| Noninterest expense | 1,353,000 | 2,693,000 | 4,005,000 | 5,401,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 75,000 |
| Pretax income | 770,000 | 1,550,000 | 2,457,000 | 3,290,000 |
| Income tax | 268,000 | 541,000 | 861,000 | 1,155,000 |
| Net income | 502,000 | 1,009,000 | 1,596,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,740,000 | 22,265,000 | 22,871,000 | 23,428,000 |
| Total capital | 23,576,000 | 24,132,000 | 24,534,000 | 25,080,000 |
| Risk-weighted assets | 210,829,000 | 215,719,000 | 215,690,000 | 222,898,000 |