Call reports 2012
ROLLING HILLS BANK & TRUST — 2012
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 220,583,000 | 224,576,000 | 224,051,000 | 231,352,000 |
| Total loans | 152,384,000 | 151,108,000 | 153,257,000 | 172,479,000 |
| Allowance for loan losses | 2,025,000 | 1,967,000 | 2,022,000 | 1,510,000 |
| Securities available for sale | 7,920,000 | 8,420,000 | 9,357,000 | 10,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,516,000 | 190,234,000 | 188,031,000 | 195,742,000 |
| Interest-bearing deposits | 126,552,000 | 132,521,000 | 130,879,000 | 129,493,000 |
| Noninterest-bearing deposits | 59,964,000 | 57,713,000 | 57,152,000 | 66,249,000 |
| Equity capital | 25,886,000 | 26,310,000 | 27,975,000 | 28,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,016,000 | 5,964,000 | 7,914,000 |
| Interest expense | 201,000 | 383,000 | 553,000 | 711,000 |
| Net interest income | 1,808,000 | 3,633,000 | 5,411,000 | 7,203,000 |
| Noninterest income | 246,000 | 496,000 | 761,000 | 1,021,000 |
| Noninterest expense | 1,390,000 | 2,797,000 | 4,224,000 | 5,604,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 625,000 |
| Pretax income | 664,000 | 1,332,000 | 1,923,000 | 1,995,000 |
| Income tax | 242,000 | 485,000 | 700,000 | 719,000 |
| Net income | 422,000 | 847,000 | 1,223,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,505,000 | 18,961,000 | 20,666,000 | 20,752,000 |
| Total capital | 20,530,000 | 20,928,000 | 22,688,000 | 22,262,000 |
| Risk-weighted assets | 175,197,000 | 174,953,000 | 176,110,000 | 195,260,000 |