Call reports 2009
ROLLING HILLS BANK & TRUST — 2009
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 160,137,000 | 185,165,000 | 175,665,000 | 182,848,000 |
| Total loans | 114,767,000 | 132,765,000 | 126,202,000 | 128,381,000 |
| Allowance for loan losses | 1,081,000 | 1,251,000 | 1,305,000 | 1,275,000 |
| Securities available for sale | 15,208,000 | 12,191,000 | 9,346,000 | 5,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,126,000 | 149,964,000 | 143,270,000 | 151,242,000 |
| Interest-bearing deposits | 96,541,000 | 116,943,000 | 110,456,000 | 114,191,000 |
| Noninterest-bearing deposits | 28,585,000 | 33,021,000 | 32,814,000 | 37,051,000 |
| Equity capital | 21,032,000 | 25,241,000 | 23,099,000 | 23,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,574,000 | 6,654,000 | 8,808,000 |
| Interest expense | 562,000 | 1,208,000 | 1,694,000 | 2,123,000 |
| Net interest income | 1,449,000 | 3,366,000 | 4,960,000 | 6,685,000 |
| Noninterest income | 222,000 | 483,000 | 755,000 | 1,110,000 |
| Noninterest expense | 1,123,000 | 2,617,000 | 3,904,000 | 5,393,000 |
| Provision for loan losses | 0 | 30,000 | 3,950,000 | 3,968,000 |
| Pretax income | 548,000 | 1,202,000 | -2,139,000 | -1,566,000 |
| Income tax | 213,000 | 473,000 | -760,000 | -569,000 |
| Net income | 335,000 | 729,000 | -1,379,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,457,000 | 17,428,000 | 15,351,000 | 15,763,000 |
| Total capital | 15,538,000 | 18,679,000 | 16,656,000 | 17,038,000 |
| Risk-weighted assets | 134,281,000 | 152,394,000 | 146,170,000 | 147,723,000 |