Call reports 2008
ROLLING HILLS BANK & TRUST — 2008
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 164,434,000 | 157,301,000 | 154,267,000 | 162,645,000 |
| Total loans | 100,926,000 | 113,906,000 | 116,536,000 | 119,048,000 |
| Allowance for loan losses | 985,000 | 994,000 | 1,000,000 | 1,082,000 |
| Securities available for sale | 11,192,000 | 10,396,000 | 9,739,000 | 12,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,710,000 | 124,991,000 | 121,635,000 | 128,270,000 |
| Interest-bearing deposits | 103,345,000 | 101,893,000 | 96,592,000 | 99,941,000 |
| Noninterest-bearing deposits | 24,365,000 | 23,098,000 | 25,043,000 | 28,329,000 |
| Equity capital | 20,670,000 | 20,960,000 | 21,414,000 | 20,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 4,095,000 | 6,358,000 | 8,548,000 |
| Interest expense | 629,000 | 1,447,000 | 2,132,000 | 2,767,000 |
| Net interest income | 1,279,000 | 2,648,000 | 4,226,000 | 5,781,000 |
| Noninterest income | 223,000 | 488,000 | 769,000 | 1,043,000 |
| Noninterest expense | 888,000 | 1,981,000 | 3,085,000 | 4,217,000 |
| Provision for loan losses | 8,000 | 8,000 | 15,000 | 25,000 |
| Pretax income | 606,000 | 1,147,000 | 1,895,000 | 2,582,000 |
| Income tax | 228,000 | 439,000 | 727,000 | 982,000 |
| Net income | 378,000 | 708,000 | 1,168,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,026,000 | 14,375,000 | 14,854,000 | 14,103,000 |
| Total capital | 15,011,000 | 15,369,000 | 15,854,000 | 15,185,000 |
| Risk-weighted assets | 120,356,000 | 128,456,000 | 130,543,000 | 138,511,000 |