Call reports 2007
ROLLING HILLS BANK & TRUST — 2007
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 105,368,000 | 107,224,000 | 108,718,000 | 113,224,000 |
| Total loans | 89,602,000 | 94,195,000 | 94,241,000 | 96,069,000 |
| Allowance for loan losses | 892,000 | 892,000 | 900,000 | 894,000 |
| Securities available for sale | 1,457,000 | 1,178,000 | 1,185,000 | 690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,853,000 | 84,746,000 | 84,977,000 | 92,568,000 |
| Interest-bearing deposits | 67,896,000 | 68,035,000 | 67,910,000 | 73,062,000 |
| Noninterest-bearing deposits | 17,957,000 | 16,711,000 | 17,067,000 | 19,506,000 |
| Equity capital | 12,272,000 | 12,753,000 | 13,256,000 | 11,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,802,000 | 3,654,000 | 5,631,000 | 7,605,000 |
| Interest expense | 516,000 | 1,049,000 | 1,659,000 | 2,264,000 |
| Net interest income | 1,286,000 | 2,605,000 | 3,972,000 | 5,341,000 |
| Noninterest income | 217,000 | 437,000 | 670,000 | 889,000 |
| Noninterest expense | 824,000 | 1,621,000 | 2,415,000 | 3,258,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 15,000 |
| Pretax income | 679,000 | 1,421,000 | 2,219,000 | 2,957,000 |
| Income tax | 246,000 | 506,000 | 806,000 | 1,073,000 |
| Net income | 433,000 | 915,000 | 1,413,000 | 1,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,186,000 | 10,667,000 | 11,165,000 | 9,836,000 |
| Total capital | 11,078,000 | 11,559,000 | 12,065,000 | 10,730,000 |
| Risk-weighted assets | 97,169,000 | 99,316,000 | 100,313,000 | 101,743,000 |