Call reports 2006
ROLLING HILLS BANK & TRUST — 2006
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,348,000 | 105,459,000 | 103,423,000 | 108,132,000 |
| Total loans | 86,468,000 | 87,899,000 | 90,124,000 | 87,861,000 |
| Allowance for loan losses | 755,000 | 832,000 | 862,000 | 849,000 |
| Securities available for sale | 6,321,000 | 4,026,000 | 3,049,000 | 1,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,560,000 | 86,363,000 | 83,073,000 | 88,245,000 |
| Interest-bearing deposits | 69,628,000 | 69,940,000 | 67,944,000 | 70,982,000 |
| Noninterest-bearing deposits | 17,932,000 | 16,423,000 | 15,129,000 | 17,263,000 |
| Equity capital | 11,277,000 | 11,735,000 | 12,264,000 | 12,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,693,000 | 3,414,000 | 5,220,000 | 7,081,000 |
| Interest expense | 414,000 | 859,000 | 1,345,000 | 1,862,000 |
| Net interest income | 1,279,000 | 2,555,000 | 3,875,000 | 5,219,000 |
| Noninterest income | 229,000 | 444,000 | 719,000 | 1,017,000 |
| Noninterest expense | 749,000 | 1,499,000 | 2,290,000 | 3,110,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 729,000 | 1,440,000 | 2,214,000 | 3,036,000 |
| Income tax | 193,000 | 450,000 | 711,000 | 1,017,000 |
| Net income | 536,000 | 990,000 | 1,503,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,220,000 | 9,674,000 | 10,187,000 | 10,703,000 |
| Total capital | 9,975,000 | 10,506,000 | 11,049,000 | 11,552,000 |
| Risk-weighted assets | 99,499,000 | 99,081,000 | 97,913,000 | 97,233,000 |