Call reports 2004
ROLLING HILLS BANK & TRUST — 2004
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 92,725,000 | 89,783,000 | 90,785,000 | 96,298,000 |
| Total loans | 64,617,000 | 66,622,000 | 70,651,000 | 67,937,000 |
| Allowance for loan losses | 750,000 | 742,000 | 728,000 | 697,000 |
| Securities available for sale | 10,099,000 | 10,080,000 | 10,147,000 | 10,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,681,000 | 75,667,000 | 76,293,000 | 80,482,000 |
| Interest-bearing deposits | 65,263,000 | 63,735,000 | 62,370,000 | 64,463,000 |
| Noninterest-bearing deposits | 13,418,000 | 11,932,000 | 13,923,000 | 16,019,000 |
| Equity capital | 10,875,000 | 11,060,000 | 11,426,000 | 11,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,243,000 | 3,458,000 | 4,726,000 |
| Interest expense | 283,000 | 548,000 | 808,000 | 1,080,000 |
| Net interest income | 829,000 | 1,695,000 | 2,650,000 | 3,646,000 |
| Noninterest income | 183,000 | 370,000 | 571,000 | 783,000 |
| Noninterest expense | 632,000 | 1,269,000 | 1,917,000 | 2,606,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 380,000 | 796,000 | 1,294,000 | 1,813,000 |
| Income tax | 130,000 | 275,000 | 452,000 | 629,000 |
| Net income | 250,000 | 521,000 | 842,000 | 1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,723,000 | 8,994,000 | 9,315,000 | 9,657,000 |
| Total capital | 9,473,000 | 9,736,000 | 10,043,000 | 10,354,000 |
| Risk-weighted assets | 73,813,000 | 73,560,000 | 77,352,000 | 78,024,000 |