Call reports 2002
ROLLING HILLS BANK & TRUST — 2002
What ROLLING HILLS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,765,000 | 67,589,000 | 68,596,000 | 72,398,000 |
| Total loans | 47,095,000 | 47,135,000 | 48,183,000 | 46,626,000 |
| Allowance for loan losses | 676,000 | 684,000 | 693,000 | 702,000 |
| Securities available for sale | 11,428,000 | 9,416,000 | 8,125,000 | 7,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,708,000 | 58,510,000 | 59,318,000 | 60,653,000 |
| Interest-bearing deposits | 50,433,000 | 49,210,000 | 49,589,000 | 50,794,000 |
| Noninterest-bearing deposits | 9,275,000 | 9,300,000 | 9,729,000 | 9,859,000 |
| Equity capital | 8,222,000 | 8,330,000 | 8,561,000 | 8,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,083,000 | 3,142,000 | 4,223,000 |
| Interest expense | 385,000 | 751,000 | 1,096,000 | 1,443,000 |
| Net interest income | 649,000 | 1,332,000 | 2,046,000 | 2,780,000 |
| Noninterest income | 145,000 | 284,000 | 430,000 | 580,000 |
| Noninterest expense | 470,000 | 949,000 | 1,461,000 | 2,012,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 40,000 |
| Pretax income | 324,000 | 669,000 | 1,002,000 | 1,325,000 |
| Income tax | 110,000 | 223,000 | 331,000 | 443,000 |
| Net income | 214,000 | 446,000 | 671,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,946,000 | 7,028,000 | 7,254,000 | 7,464,000 |
| Total capital | 7,598,000 | 7,680,000 | 7,903,000 | 8,130,000 |
| Risk-weighted assets | 52,162,000 | 52,161,000 | 51,908,000 | 53,221,000 |